When you are buying a home, you surely want peace of mind knowing that your investment is protected. With Richard and Alina Staffieri from Alam Realty, we strongly believe that understanding the reasons for title insurance is essential for every buyer and seller. This is because title insurance is more than just another cost during closing, but it is also your safeguard against potential legal issues that can arise from your property’s history.

Why You Need Real Estate Title Protection

Title Insurance will serve as your real estate title protection, because this is a deed or mortgage in the chain of title that may be a forgery. Below are some of the most important reasons for title insurance and why real estate title protection matters.

• Title Insurance will protect you against a loss on your home or land due to a title defect.
• A deed or mortgage in the chain of title may be a forgery.
• Claims constantly arise due to marital status and the validity of divorces.
• A deed or mortgage may have been made by an incompetent or underage person.
• A deed or mortgage made under an expired power of attorney may be void.
• A deed or mortgage may have been made by a person with the same name as the owner.
• A child born after the execution of a will may have an interest in the property.
• A title transferred by an heir may be subject to a federal estate tax lien.
• An heir or other person presumed dead may appear and recover the property or an interest.
• A judgment regarding the title may be voidable because of some defect in the proceeding.
• By insuring the title, you can eliminate delays when passing your title on to someone else.
• Title Insurance reimburses you for the amount of your covered loss.
• Title Insurance helps speed negotiations when you're ready to sell or obtain a loan.
• A deed or mortgage may be voidable if signed while the grantor was in bankruptcy.
• Claims have risen dramatically over the last 30 years.
• There may be a defect in the recording of a document upon which your title is dependent.
• Title Insurance covers attorney fees and court costs.
• Many lawyers protect their clients as well as themselves by procuring title insurance.
• A deed or mortgage may have been procured by fraud or duress.
• A title policy is paid in full by the first premium for as long as you own the property.

Your Partner in Real Estate Security

Richard and Alina Staffieri from Alam Realty prioritize your security and peace of mind. That is why our professional and reliable team is here to guide you through the process and ensure that you understand the importance of real estate title protection, whether you are buying your first home or an investment property. Protect your property from unexpected title issues and let us be your real estate partner. Call us today at (760) 780-7651.

Title Insurance will protect you against a loss on your home or land due to a title defect. A deed or mortgage in the chain of title may be a forgery.

- Title Insurance will protect you against a loss on your home or land due to a title defect.

- A deed or mortgage in the chain of title may be a forgery.

- Claims constantly arise due to marital status and validity of divorces.
 

- A deed or mortgage may have been made by an incompetent or under aged person.

- A deed or mortgage made under an expired power of attorney may be void.

- A deed or mortgage may have been made by a person with the same name as the owner.

-A child born after the execution of a will may have interest in the property.

-  Title transferred by an heir may be subject to a federal estate tax lien.

- An heir or other person presumed dead may appear and recover the property or an interest.

- A judgment regarding the title may be voidable because of some defect in the proceeding.

- By insuring the title, you can eliminate delays when passing your title on to someone else.

- Title Insurance reimburses you for the amount of your covered loss.

- Title Insurance helps speed negotiations when you're ready to sell or obtain a loan.

- A deed or mortgage may be voidable if signed while the grantor was in bankruptcy.

- Claims have risen dramatically over the last 30 years.

- There may be a defect in the recording of a document upon which your title is dependent.

- Title Insurance covers attorney fees and court costs.

- Many lawyers protect their clients as well as themselves by procuring title insurance.

- A deed or mortgage may have been procured by fraud or duress.

- A title policy is paid in full by the first premium for as long as you own the property.

Enclosed information is deemed reliable but is not guaranteed.